Gifts, Loans and Help from Family: How to Keep It Clear and Legal Financial help from family or friends can make the difference between securing the property you want and not being able to proceed. It is important to agree the terms of that help in advance and have them properly documented. Without this, misunderstandings can arise, particularly if circumstances change. Assistance may be in the form...

Care Home Fee Planning in Scotland: What Really Works? We are often consulted by clients seeking advice on how to avoid paying for residential care if they need to move into a care home. Let’s be clear: there is no guaranteed way to avoid care charges entirely. Any elaborate scheme that claims to eliminate care charges is likely to be flawed — and may even backfire. How are care charges...

Liferent Trusts in Scotland: What They Are and When to Use Them We’re often asked about liferent trusts — what they are, when they’re useful, and whether they offer any protection from care fees or inheritance disputes. The reality is that liferent trusts are a well-established tool under Scots Law, particularly helpful in succession planning, but they aren’t a magic fix for every...