For Peace of Mind — Now and in the Future

Many people only start thinking about Power of Attorney when things begin to change — a diagnosis, a decline in health, or a growing sense that support might soon be needed. Others are caught off guard by something sudden, having never considered it at all.

This guide explains why putting a Power of Attorney (POA) in place before it’s needed is one of the most protective and practical steps you can take, no matter your age or circumstances.

What a POA Actually Does

A Power of Attorney lets you choose someone you trust to help make decisions if you’re ever unable to. That could be because of:

• A serious illness or planned surgery
• An accident or unexpected injury
• A condition like dementia or stroke

It gives them legal permission to step in — to manage money, pay bills, deal with property, or speak up about your care if needed.

What happens when a Power of Attorney is registered

In Scotland, a Power of Attorney must be registered with the Office of the Public Guardian (Scotland) before it can be used.

If you include a Welfare Power of Attorney, the Office of the Public Guardian may notify the relevant local authority when it is registered. This often surprises people, but it is a normal part of the system.

This notification only relates to the welfare powers. Financial (Continuing) Powers of Attorney are not routinely shared with the local authority.

The purpose is safeguarding. It ensures that, if health or social care services are ever involved in supporting you, they know who has the legal authority to make welfare decisions on your behalf.

This does not mean the council is monitoring you, taking over decision-making, or becoming involved in your care. In most cases, nothing further happens unless support is later needed.

We cover planning ahead for care, Wills and Powers of Attorney in more detail in our guide to planning ahead for Wills, POA and care decisions.

It’s About Protection, Not Just Planning

Some people think a POA is only for later in life. But really, it’s about making things easier at any stage if something changes. Without a POA:

• Your family or partner can’t automatically step in — even if you’re close
• They may have to go through a court process (Guardianship) to help you
• That process takes time, money, and adds stress at the worst possible moment

You can read more about what guardianship involves, and when it may be required, in our guide: When it’s Too Late for POA – Understanding Guardianship.

With a POA in place, you stay in control of:

• Who can help you
• What they’re allowed to do
• When it comes into effect

What Happens If You Don’t Have One

If something happens and there’s no POA:

• There’s no automatic right for anyone to make decisions for you
• Your loved ones may need to apply to court for a Guardianship Order which takes months and involves legal fees, medical reports, and formal supervision
• Meanwhile, decisions about your money or care may be left in limbo

Peace of Mind for You and the People Who Support You

Putting a POA in place isn’t about giving up control. It’s about staying protected and making sure the people you trust can help when it really matters.

It gives peace of mind to:

• You — knowing your wishes will be followed
• Your family — avoiding legal stress and delays
• Everyone involved — with clear decisions and less uncertainty

Next Steps

Setting up a Power of Attorney is straightforward and once it’s in place, you don’t need to think about it again unless things change.

We’re here to guide you through the process clearly and calmly — whether you’re just starting to think about it or ready to put it in place.